Car Accident Attorneys – Personal Injury Law
Without an Experienced Attorney, Things Quickly Get Complicated until You’re In Over Your Head:
Then the Insurance Company Makes you a Victim Again
By this time, you’ve certainly gotten the idea that when it comes to filing damage claims, liability auto insurance companies are supposed to be challenging negotiators. They like it that way. They waste your time and give you nothing in return, especially if they’re dealing with you and not the experienced auto accident attorney that you were smart to hire. You’ve seen just a few of the many ways in which insurance companies protect their interests: and do it at your expense. Those interests can be summarized in a straightforward statement: collect premiums and payout as little as absolutely necessary.
So if you’ve been injured, their interests and your conflict. You understand how they’ll use adjusters to find ways to deny your claims: but they do it covertly. A sly adjuster may call you repeatedly, asking innocent-sounding questions about your accident. They sound harmless enough, especially if they still have you fooled into thinking they’re your advocate. They frequently like to catch you in the evenings when you might be off your guard. The purpose of these contacts is to induce you to say something to be used against you later to support their denial of your claims. Whatever you say to them will probably be recorded, so be on your guard if you decide to deal with them alone. Be very wary. More on this website
Because of underhanded adjuster tricks, our auto accident injury clients have learned from us that the best way to deal with these people is simply to not deal with them at all. Adjusters don’t call our clients’. They must call us instead. When adjusters can’t talk to you, they can’t twist your words around and use an innocent, offhand comment against you later on; at the worst possible time.
Many other times, an insurance company will “suggest” that you settle your lawsuit for less than your claim is worth: often for much less! Our Law Firm strongly believes fair settlement offers can be beneficial for an accident victim. We work hard to achieve them. Accepting an unfair offer out of ignorance because you need some money now can devastate your legal rights. When you take a settlement, you waive your right to sue the defendant for more compensation in the future should circumstances demand it. One settlement is all that you will ever collect from the defendant. So it’s important not to accept an offer unless it’s fair and meets your actual financial needs, not just some of them. The only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of an auto accident lawyer.
Insurance companies know that many accident victims are strapped for cash and already have hefty medical bills and auto repair bills that must be paid quickly. Perhaps they are also unable to work because of their injuries. So their current income is used for recurring monthly expenses. This means there’s little – if any – money left over to pay those accident-related bills that keep coming in the mail: and the late notices, and the collection notices.
Your insurance opponents’ strategy is to entice accident victims with small amounts of fast cash that might look good when bill collectors are climbing all over them. As far as the big picture is concerned, it’s not the end of your financial distress. These insurers know that and want to get out from under their obligation as soon as possible so you will leave them alone. Settlements you accept from an insurance company before you have a good lawyer to look them over rarely – if ever – benefit you in the long run.
Settlements are always binding. Don’t let the defendant’s insurance company get away with compensating you less than your case deserves. And if your insurance company is the culprit, make them pay you for those years of premiums you have faithfully paid them for the coverage they sold you. Call an experienced accident injury attorney to learn what your case is worth so that you know whether or not the defendant’s offer is fair.
The time after being seriously injured in a car accident is often stressful and confusing to the victims and their families. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to fight for and win the fairest compensation for your total damage claims. If you or someone you know was injured in a car accident, contact an attorney at our Law Offices today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.